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Payzo · Fintech · Debt recovery · France
Initial problem
Payzo
Freelancers and small businesses face on average 30 to 60 days of payment delay on their invoices, and most have neither the time nor the tools to follow up effectively.
- Invisible in AI answers
- Competitors systematically cited
- Platform dependency
Sector
Fintech · Debt recovery · France
Our intervention
21 days
NovAI
AI visibility
Key result
Payzo
Star metric
17
API routes (invoices, clients, pipeline, ERL, billing)
API routes (invoices, clients, pipeline, ERL, billing)
17
Escalation levels (reminder, follow-up, formal notice)
3
Built-in Electronic Registered Letter with legal value
LRE
17 API routes (invoices, clients, pipeline, ERL, billing).
The problem
Freelancers and small businesses face on average 30 to 60 days of payment delay on their invoices, and most have neither the time nor the tools to follow up effectively. Existing solutions are either too expensive (classic recovery agencies, 15–25% commission) or too rudimentary (Word template + copy-paste). Nobody offers clean escalation on unpaid invoices with automatic follow-up then Electronic Registered Letter with legal value.
Our intervention
You get an ethical debt-recovery SaaS that chases your unpaid invoices for you. You import invoices from Excel, clients are deduplicated automatically, and escalation runs in 3 levels: friendly reminder, formal follow-up, formal notice. Follow-up emails are AI-generated and calibrated by segment, and you send a legally valid Electronic Registered Letter in one click. Tracking dashboard, real-time statuses, accounting export. No commission on recovered amounts.
« Payzo takes the opposite stance to classic recovery agencies: no commission on recovered amounts, no harassment. Escalation goes from a friendly reminder to a legally valid Electronic Registered Letter, cleanly. »Francois KerjeanNovAI — proprietary SaaS, ethical debt recovery
Measured results
17
API routes (invoices, clients, pipeline, ERL, billing)
3
Escalation levels (reminder, follow-up, formal notice)
LRE
Built-in Electronic Registered Letter with legal value
0%
Ethical positioning: no commission, no harassment
And you?
Free AEO audit in 48 hours. One meeting is enough to know where you stand against AI.